American Westbrook Insurance Services

American Westbrook Insurance Services


John McDonald

Senior Benefits Consultant

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A knowledgeable expert in the Employee Benefits arena, John has designed and delivered employee benefit programs to drive and support his clients’ organizational goals for more than 20 years. He gained valuable insight into the design and structure of self-insured health plans while working with Humana, Cigna and a leading TPA.

At the forefront of Managed Care, John built one of the Illinois’ first Dental PPOs and assisted in building the state’s largest independent group health PPO. The considerable time he spent working and negotiating with physicians and hospitals throughout Illinois has given him a unique view into the rising cost of healthcare, its causes and remedies.

Today, John and his team help companies address the critical and complex issues surrounding healthcare–financing, risk management, employee health awareness and management and regulatory compliance. Their process begins by asking questions and listening to each client’s needs and goals for offering their health plan. Next, they collaborate to construct a plan that will better achieve the client’s goals and meet the health care and financial needs of their employees and dependents. John and his clients accomplish this by employing current best practices, including:

  • Consumer Driven Plans
  • Tiered Networks (ACO’s & Patient Centered Medical Homes)
  • Employee Engagement Strategies
  • Disease Detection and Management
  • Alternative Funding (Partial Self-Insured/Captives)
  • Biometric Screenings and PBM Partnerships
  • Evidence Based Plan Designs

John’s team manages the entire health plan process from RFP development to vendor selection, drafting employee communication material, conducting enrollment meetings and ensuring ongoing plan performance. Their process of coordinating and leading vendor marketing projects provides clients with employee benefit programs that are competitively priced and effectively designed and administered.

John is a proponent of giving back to the community with his time and money. He is involved with a number of local causes, The Maria Shelter, Amor Ministries and more. He attended Lake Forest College, majoring in Economics.