Planning for Life.
Preparing for the unexpected.
Ease your Mind
We are committed to providing personal insurance solutions to individuals and families coast to coast. New options in disability and life insurance are important to consider.
New Life Insurance Options
Planning ahead provides protection and peace of mind for you and your family.While life insurance can provide a financial resource for your loved ones in the event of your death, certain types of life insurance can provide additional benefits while you are living. In fact, life insurance offers several options that allow you to choose the right policy for your particular situation and life style. Also, options may change from state to state. We can help customize options for you based on your plans for the future, estate planning, and risk management goals.
Short-term and Long-term Disability
Disability insurance protects your income and financial security until you can return to work. It can help you pay your monthly bills and expenses so you can maintain your standard of living.
If your company does not offer these policies or you would like to purchase additional insurance, we can help you find short-term and long-term disability policies that fit your desires.
Many people don't realize that their risk of a long-term disability may be higher, and have greater financial impact than many other risks. According to the Council for Disability Awareness (CDA), in their Guide to Disability Income Insurance, a 30-year-old employed male in a job with physical labor faces nearly a 1-in-2 chance of disability before reaching age 65. A 20-year-old female office worker has a 1-in-5 chance of disability before the same age. Contact us for more information on your options.
"The risk of a long-term disability during a worker's career is greater than the risk of premature death."
- Council for Disability Awareness (CDA)